RHB Bank is presently one of the premier integrated financial services group in Malaysia. With vision to further boost its share of the market in the South East Asia region, the company has currently ventured into 10 countries which covers Brunei, Laos, Myanmar, Vietnam, and Singapore, amongst others. In order to make dominion just as possible, a wide selection of services have been provided to consumers to provide for both the business and personal needs.
Offline and online banking
Creation of savings or current account by individuals and businesses is invariably imperative. In order to attract smart consumers, RHB has offered a highly competitive interest rate customers can enjoy by simply depositing money into their respective accounts. As they quite simply provide traditional transaction facilities through ATM and CDM, the Bank had also launched RHB Now, their internet banking facilities to improve efficiency.
RHB Bank witnesses that more poeple makes purchases online compared to using cash nowadays. As per the data collected, it is observed that more online users opt to make purchases by making use of credit cards. Because of this, the Bank renders it a top priority to serve the consumers better by giving credit card facilities with fantastic rewards. Knowledgeable customers who compare credit cards thoroughly would know that RHB’s interest rate is among the lowest.
RHB Bank knows that it is significant to minimize the visible difference between demand and supply. Thus, they also have formulated a remarkable credit card plan that gives value such as cashback rewards that increase as more transactions are being made by cardholders in the future.
RHB realizes that individuals demand more than only savings accounts and credit cards. When purchasing assets which includes cars & homes, the majority happen to be finding it hard to get their bank loan approved. And so, they have reformulated their personal financing services that provides minimal interest for the wide variety of bank loan. Moreover, unit trust, insurance, and personal loan & financial investment can also be made with the Bank.
For enterprises and entrepreneurs, corporate banking facilities are also provided. They are able take business loan or maybe even engage with RHB for corporate & investment banking. Aiming to be certain that their services are one of the best, RHB also has offered online cash management and asset management services.
It is pretty obvious that SMEs are amongst the customers that will possibly enjoy the utmost advantage, especially when it’s possible for them to make applications should extra revenue is needed to scale the business. Additionally, retails solutions are also provided to SMEs who would need it.
Nonetheless, the demand for Islamic banking facilities has not been overlooked, especially when there is high demand for Syariah-compliant product or service in the Malaysian market. For this reason, the Bank makes certain that products that satisfy the Syariah requirement, such as Islamic wealth management services, Islamic treasury, corporate banking, and also unit trust are offered.
In 2016, RHB Bank