You generally don’t want to leave much up to chance when you’re travelling. If you’re already spending that much on a holiday, you might as well spend a tiny bit more to ensure everything is sorted out and accounted for by getting yourself a solid travel insurance plan.
If you’re still not convinced, here’s why:
Cancellations and delays
An utter nightmare. As travel plans are made in small tight windows, flight cancellations and delays will produce a devastating ripple effect. You’ll miss your stay at the hotel and the exciting tour you paid for, which can easily amount to a loss of a few thousand Ringgit.
My mom has been a travel agent for three decades and it’s all too common for her. Trust me, you’ll want to have it.
Lost and delayed baggage
What are the odds? Hmm, about 34,000 bags in 2016 by a reputable airline. You cannot rely on airlines to reimburse you because it’s usually not enough. It will be the bare minimum, which will ruin your mood and experience altogether.
Isn’t it great that insurance companies have this? If it does happen, you’ll need to get toiletries, underwears, and a few sets of clothes in the event of a layover. It’s upsetting, but you’ll find it quite manageable if you’ve got an insurance policy for this.
If you’re an avid golfer, established providers like Chubb Malaysia even offer protection against cases of equipment theft and unused golf green fees if you’re sick.
It’s a real lifesaver in times of emergency abroad. If the occasion arises, you’ll be able to move onward and make decisive steps to resolve your problems with confidence. Make sure to file your report and claims within 24 hours with relevant receipts or details of items lost.